No-file enterprises have no books of accounts, documents, or bank statements. There is no enterprise-data or business history. Lenders have no way of measuring the risk profile of these informal enterprises
IMV has built an alternative data model which can proxy the risk profile – both enterprise and market level risk- of informal microenterprises.
We combine in-depth customer insights with practical expertise in operations and economics to help our clients create sustainable, organic success.
Why should you partner with us?
Assess and manage individual default risk. Incorporating character and willingness to pay means building better quality, more profitable portfolios
By enhancing your understanding of consumer and small business risk, you can safely grow your customer base. Fortify your competitive advantage by utilizing predictive information other lenders lack.
By automating and streamlining the loan decision-making process, you’ll save time and money.
Impact Micro Ventures and mPokket – both early-stage fintech startups – will receive offers of $50,000 (Rs 32.5 lakh) each from US-headquartered venture capital firm Village Capital.